How Mortgage Rates Affect Your Monthly Payment Some Highlights Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even ...
Continue ReadingWhat Will It Take for Prices To Come Down? You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But experts agree that’s not what’s in the cards – and ...
Continue ReadingRenting vs. Buying: The Net Worth Gap You Need To See Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth. Every three years, the Federal Reserve Board shares a report called the Survey of Consumer Finances (SCF). ...
Continue ReadingMore Homes, Slower Price Growth – What It Means for You as a Buyer There are more homes on the market right now than there have been in years – and that could be a game changer for you if you’re ready to buy. Let’s look at two reasons why. ...
Continue ReadingAs of today, June 13, there are 101 homes in Loudoun County under $950,000 that have been on the market for more than 14 days. With end of the school year activities and graduations, homes have not been selling as quickly. If you put your search on hold, now is ...
Continue ReadingHire me to be your advocate from the start! Showing a home is only a small part of what I do for my buyer clients. My role is to facilitate a smooth process from day one. You will feel informed, supported and excited about your home purchase. ...
Continue ReadingDebunking Myths: The Invaluable Role of Real Estate Agents Recent headlines have led many to believe that real estate agents will now be working for free or close to it. Unfortunately, this is not the full story and what it means for the industry going forward. Contrary to popular belief, ...
Continue ReadingRecently, the National Association of Realtors (NAR) reached a significant settlement in a commission lawsuit, raising questions and discussions within the real estate industry. Background: The lawsuit against NAR centered on allegations of anticompetitive practices related to buyer agent commissions. Critics argued that NAR’s rules restricted competition and transparency, ultimately ...
Continue ReadingAs a self-employed individual you have the same loan options and requirements as a wager earner does. However, you do have the added complexity of providing detailed proof of income. Here’s what you need to be aware of and prepared for: ✅ Organize your finances and records. You will need ...
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