Tag Archive: first time buyer

Is a 50-Year Mortgage a Good Idea?

There’s growing talk of 50-year mortgages being introduced in the U.S. — a move that could make monthly payments more affordable but also stretch your loan into a lifetime commitment. So, is it a good idea? Let’s break it down using a real-world example. Comparing 30-Year vs. 50-Year Mortgages Scenario: ...

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Buy Now or Wait for Rates?

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates ...

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Owning A Home Pays Off

Why Owning a Home Is Worth It in the Long Run Today’s mortgage rates and home prices may have you second-guessing whether it’s still a good idea to buy a home right now. While market factors are definitely important, there’s also a bigger picture to consider: the long-term benefits of ...

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Tips for Younger Homebuyers

Tips for Younger Homebuyers: How To Make Your Dream a Reality If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home? And chances are, you’re worried that’s not going to be in the cards with ...

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Dream of Homeownership

How To Make Your Dream of Homeownership a Reality According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable. However, it’s unlikely ...

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Is It Time To Stop Renting?

  Here are eight signs that say you might be ready to stop renting and become a home owner. Maybe it is time to invest in your own home and build equity. Let’s chat about your options. ...

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Money For First Time Buyers

Virginia Housing (formerly VHDA), has spent the last 50 years making homeownership more affordable.  Here are some of the programs that you can take advantage of as a first time home buyer: DOWN PAYMENT ASSISTANCE GRANT (DPA) This grant provides money to qualifying first time buyers and it does not ...

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Buying A Home in 2023

Tips To Reach Your Homebuying Goals in 2023 Some Highlights If you’re planning to buy a home in 2023, here are a few things to focus on. Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them. Let’s ...

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20596 Sutherlin Place, Sterling

SOLD!  The seller received two offers on this home just after the holidays and chose an all cash offer that closed in 12 days. This is a great opportunity to move into your very own detached home in Jan 2023. This adorable home features 4 upper level bedrooms, 2.5 baths, ...

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