Why Turning 18 Changes Everything
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Turning 18 is a major milestone, but many families don’t realize that it also comes with significant legal changes. Once a child becomes a legal adult, parents no longer have automatic access to their medical records or the ability to make healthcare or financial decisions on their behalf. This session will cover the key documents every 18-year-old should have, including a Medical Power of Attorney to allow parents to assist with healthcare decisions, a HIPAA Release to grant access to medical records, a Financial Power of Attorney to help manage finances if needed, and an Advance Directive/Living Will to ensure their healthcare preferences are honored. Preparing these documents now provides peace of mind and protection in case of an emergency.
Building Your Financial Future: Why Credit, Budgeting, and Investing Matter Now
Getting a head start on your finances can set you up for a lifetime of freedom and opportunity. Learning to understand and establish credit early is one of the best ways to ensure you’re ready for big goals, whether it’s buying a car, renting an apartment, or even launching your own business. Your credit score is like a financial report card—making good choices now can save you money and open doors in the future.
But it’s not just about credit. Learn about credit, budgeting, and investing. The choices you make today can lead to a future full of financial freedom, less stress, and more opportunities to live life on your own terms.
